{"id":24492,"date":"2024-04-25T13:36:48","date_gmt":"2024-04-25T05:36:48","guid":{"rendered":"https:\/\/www.rakansarawak.com\/v3\/?p=24492"},"modified":"2024-04-25T13:41:32","modified_gmt":"2024-04-25T05:41:32","slug":"penstrukturan-semula-akaun-kwsp","status":"publish","type":"post","link":"https:\/\/www2.rakansarawak.com\/?p=24492","title":{"rendered":"Penstrukturan Semula Akaun KWSP"},"content":{"rendered":"\n<p class=\"has-drop-cap wp-block-paragraph\">Kumpulan Wang Simpanan Pekerja (KWSP) mengumumkan inisiatif Penstrukturan Semula Akaun KWSP berkuat kuasa 11 Mei 2024 bagi tujuan menambah baik keselamatan pendapatan persaraan di samping memenuhi keperluan kitaran hidup ahli.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Di bawah inisiatif ini, akaun ahli KWSP akan distruktur semula daripada dua (2) akaun iaitu Akaun 1 dan Akaun 2 kepada tiga (3) akaun iaitu Akaun Persaraan, Akaun Sejahtera dan Akaun Fleksibel di mana caruman baharu yang diterima selepas tarikh kuatkuasa akan diagihkan seperti berikut: 75% kepada Akaun Persaraan, 15% kepada Akaun Sejahtera dan 10% kepada Akaun Fleksibel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Akaun Fleksibel merupakan akaun baharu yang diperkenalkan untuk memenuhi keperluan jangka pendek ahli. Simpanan dalam Akaun Fleksibel boleh dikeluarkan oleh ahli pada bila-bila masa untuk sebarang tujuan, tertakluk kepada amaun minimum pengeluaran sebanyak RM50.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pada tarikh kuat kuasa struktur akaun baharu, Akaun Fleksibel ahli akan bermula dengan baki sifar. Ahli diberikan pilihan untuk memindahkan sebahagian daripada baki simpanan yang ada dalam Akaun Sejahtera mereka (sebelum ini Akaun 2) sebagai amaun permulaan dalam Akaun Fleksibel.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Permohonan bagi pengeluaran daripada Akaun Fleksibel boleh dibuat melalui KWSP i-Akaun atau di mana-mana cawangan KWSP di seluruh negara.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Untuk maklumat lanjut, sila rujuk Soalan Lazim di <a href=\"http:\/\/www.kwsp.gov.my\">www.kwsp.gov.my<\/a> atau aplikasi KWSP i-Akaun.<\/p>\n<div style='text-align:center' class='yasr-auto-insert-visitor'><!--Yasr Visitor Votes Shortcode--><div id='yasr_visitor_votes_06a8234f961e1' class='yasr-visitor-votes'><div class=\"yasr-custom-text-vv-before yasr-custom-text-vv-before-24492\">Click to rate this post!<\/div><div id='yasr-vv-second-row-container-06a8234f961e1'\r\n                                        class='yasr-vv-second-row-container'><div id='yasr-visitor-votes-rater-06a8234f961e1'\r\n                                      class='yasr-rater-stars-vv'\r\n                                      data-rater-postid='24492'\r\n                                      data-rating='0'\r\n                                      data-rater-starsize='16'\r\n                                      data-rater-readonly='true'\r\n                                      data-rater-nonce='fd54b5f403'\r\n                                      data-issingular='false'\r\n                                    ><\/div><div class=\"yasr-vv-stats-text-container\" id=\"yasr-vv-stats-text-container-06a8234f961e1\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" width=\"20\" height=\"20\"\r\n                                   class=\"yasr-dashicons-visitor-stats\"\r\n                                   data-postid=\"24492\"\r\n                                   id=\"yasr-stats-dashicon-06a8234f961e1\">\r\n                                   <path d=\"M18 18v-16h-4v16h4zM12 18v-11h-4v11h4zM6 18v-8h-4v8h4z\"><\/path>\r\n                               <\/svg><span id=\"yasr-vv-text-container-06a8234f961e1\" class=\"yasr-vv-text-container\">[Total: <span id=\"yasr-vv-votes-number-container-06a8234f961e1\">0<\/span>  Average: <span id=\"yasr-vv-average-container-06a8234f961e1\">0<\/span>]<\/span><\/div><div id='yasr-vv-loader-06a8234f961e1' class='yasr-vv-container-loader'><\/div><\/div><div id='yasr-vv-bottom-container-06a8234f961e1' class='yasr-vv-bottom-container'><div class='yasr-small-block-bold'><span class='yasr-visitor-votes-must-sign-in'>You must sign in to vote<\/span><\/div><\/div><\/div><!--End Yasr Visitor Votes Shortcode--><\/div>","protected":false},"excerpt":{"rendered":"<p>Pada 11 Mei 2024, semua akaun KWSP ahli di bawah umur 55 tahun akan distruktur semula kepada tiga (3) akaun iaitu Akaun Persaraan, Akaun Sejahtera dan Akaun Fleksibel. Baki dalam Akaun 1 dan Akaun 2 masing-masing akan kekal dalam Akaun Persaraan dan Akaun Sejahtera, manakala Akaun Fleksibel akan bermula dengan baki sifar. <\/p>\n","protected":false},"author":953,"featured_media":24491,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"yasr_overall_rating":0,"yasr_post_is_review":"","yasr_auto_insert_disabled":"","yasr_review_type":"","footnotes":""},"categories":[22,23,4178,4176],"tags":[4733,4732,2951],"class_list":["post-24492","post","type-post","status-publish","format-standard","has-post-thumbnail","category-berita-dari-putrajaya","category-from-rakan-sarawak","category-national","category-news","tag-akaun","tag-kwsp","tag-sejahtera"],"acf":[],"yasr_visitor_votes":{"stars_attributes":{"read_only":true,"span_bottom":"<div class='yasr-small-block-bold'><span class='yasr-visitor-votes-must-sign-in'>You must sign in to vote<\/span><\/div>"},"number_of_votes":0,"sum_votes":0},"publishpress_future_action":{"enabled":false,"date":"2026-09-05 04:58:43","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www2.rakansarawak.com\/index.php?rest_route=\/wp\/v2\/posts\/24492","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www2.rakansarawak.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www2.rakansarawak.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www2.rakansarawak.com\/index.php?rest_route=\/wp\/v2\/users\/953"}],"replies":[{"embeddable":true,"href":"https:\/\/www2.rakansarawak.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=24492"}],"version-history":[{"count":2,"href":"https:\/\/www2.rakansarawak.com\/index.php?rest_route=\/wp\/v2\/posts\/24492\/revisions"}],"predecessor-version":[{"id":24780,"href":"https:\/\/www2.rakansarawak.com\/index.php?rest_route=\/wp\/v2\/posts\/24492\/revisions\/24780"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www2.rakansarawak.com\/index.php?rest_route=\/wp\/v2\/media\/24491"}],"wp:attachment":[{"href":"https:\/\/www2.rakansarawak.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=24492"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www2.rakansarawak.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=24492"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www2.rakansarawak.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=24492"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}